No nonsense approach to Loan Placement and Advisory services that help California based small to mid sized businesses in finding the right loans to assist their growth and success. Our philosophy: treat every client as a relationship partner rather than a transaction. To that end, we price our services to meet your needs, provide quick but thorough assessment of your situation and give you a real world perspective as to what loan structures are appropriate for your business and achievable in today’s credit markets.
Based on our business banking experience, we firmly believe the best approach is to partner with a business oriented bank focused on companies in your revenue size - community or regionally based - for both your operational needs and credit needs, as opposed to the large national mega banks. Often times we will place a loan with one resource and recommend banks for your operational needs. This allows the building of your banking relationship so that future loan needs might be met by the bank instead of other non-bank or remote bank financing resources. We base our recommendations on both our large network of community and regional banking partners as well as our extensive database of all of the 238 community and regional California based banks that have a strong business orientation and focus.
Fees: Our competitors will charge 2-3% of the loan amount. We price our services at either a 1% closing fee, or a flat fee of $5,000 for amounts of $1,000,000 and under. All Fees are only paid upon successful funding of your loan.
Referrals: If you are a CPA, small business advisor, or other business services and you refer a client to CalBiz Financial, we pay a 20% commission fee upon sucessful loan closing.
